Truist Financial Corporation (NYSE: TFC) Earnings Preview: What to Expect

Font: Financial Modeling Prep  • Apr 16, 2026

• Truist Financial Corporation is set to release its Q1 2026 earnings, with analysts projecting strong revenue growth driven by Net Interest Income and non-interest income.
• The bank anticipates an Earnings Per Share (EPS) of approximately $0.99, indicating solid profitability for the quarter.
• Despite positive revenue and EPS forecasts, a notable increase in non-accrual loans to $2.06 billion highlights potential challenges in the loan portfolio.

Truist Financial Corporation (NYSE: TFC), one of the largest commercial banks in the United States, provides a wide range of banking and financial services. The company is scheduled to release its earnings report on April 17, 2026, before the market opens. This report will provide insight into the bank's performance and financial health, offering key investor insights into its quarterly results.

Wall Street analysts project Truist's revenue to be approximately $5.16 billion for the quarter. This figure is supported by an expected Net Interest Income (NII) of $3.62 billion. NII is a key metric for banks, representing the difference between the income generated from loans and the interest paid out to depositors, crucial for understanding bank earnings.

Further contributing to the revenue forecast is a projected $1.51 billion in non-interest income, as highlighted by Zacks. This represents an 8.2% increase from the previous year. A significant driver for this growth is an anticipated 51.8% rise in fees from cards and payments, showing strong consumer activity and a positive financial outlook.

For the quarter, analysts have estimated an earnings per share (EPS) of $0.99. EPS shows how much profit the company makes for each share of its stock. Some analysts, as noted by Benzinga, have a slightly more optimistic forecast, expecting an EPS of $1.00, which would be an increase from the $0.89 reported in the same period last year, reflecting potential stock market performance.

Despite the positive revenue and earnings outlook, there are areas of concern for this financial institution. Projections show non-accrual loans, which are loans that are no longer generating interest income due to missed payments, are expected to increase to $2.06 billion. This 31.7% year-over-year rise points to potential challenges in the bank's loan portfolio and warrants careful investment analysis.